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Identity Theft Protection

Fraud & Scam Protection — Guard against fraud and identity theft

Other subcategories in Fraud & Scam Protection

About Identity Theft Protection

Fraud & Scam Protection — Guard against fraud and identity theft

Read more about Identity Theft Protection

Why are seniors targeted for identity theft, and how do I prevent it? Older adults are targeted deliberately — not because anyone's careless, but because criminals assume steady income, good credit, and a generation raised to be polite on the phone. Identity theft protection covers services that watch for your information being misused: credit monitoring, dark-web scanning, alerts when accounts open in your name, and help cleaning up the mess if it happens.

Be clear-eyed about what these services do. They detect and help you recover — they don't prevent theft. That's worth real money when something goes wrong, but a service promising to make you un-stealable is overselling.

Some of this is free: you're entitled to free credit reports at annualcreditreport.com, and freezing your credit at all three bureaus costs nothing and is stronger protection than most paid monitoring. Every provider here has been background-checked. And the rule that beats every service on this page — if someone contacts you claiming your identity was stolen, hang up and call the company yourself.

Common Questions

What's the single best way to protect against identity theft?

Freeze your credit at all three bureaus (Equifax, Experian, TransUnion). It's free, it stops new accounts being opened in your name, and it's stronger than most paid monitoring.

Do I need to pay for identity theft protection?

Not necessarily. Free credit freezes and free annual reports at annualcreditreport.com cover the basics. Paid services add monitoring and recovery help, which some people find worth it.

What do I do if my identity is stolen?

Contact the affected companies directly, freeze your credit, file a report at IdentityTheft.gov, and document everything. Act fast — early action limits the damage.

How do I know if a "your identity was stolen" call is a scam?

Assume it is. Hang up and call the company or bank yourself using a number you look up. Real institutions don't demand payment or information from you on an unsolicited call.

Providers in Identity Theft Protection

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No providers are listed in Identity Theft Protection yet. Every listed business must pass a background check first — please check back soon.

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Every business listed in the Silver Streak directory is background-checked and verified before approval. Inclusion is not an endorsement of any specific provider, and nothing on this page replaces advice from your own physician, attorney, accountant, or licensed professional.